Has you ever gotten married to a woman named Sonia, bought a house in Gatineau Quebec and raised a family all without you knowing it? I know that some people get drunk at their own weddings, but come on … don’t you think the buzz would wear off after a while?
I think, more often than not, this is not just a simple case of perma buzz … It is a rampant problem that today is referred to as identity theft.

You don’t think it could happen to you … but if and when it does, you’ll feel like you were attacked by a group of rabid hyenas.
Ok … so I just found out that this Sonia / Gatineau thing was just a screw up by the ScotiaBank. In fact Sonia’s last name is Michel … not very common for Quebec … no not at all … “how could they possibly mix up the only 2 Michel’s in all of Quebec” you may ask? I just don’t know …
Anyways, this one happened to be a false alarm, but I did have a real incident of identity theft with a bank which will remain nameless … yeah right … the bank was CitiFinancial in Montreal. Someone stole my identity and took out a $5000 loan in my name. They basically ruined my credit for the next 6 years. Yup, I’m screwed, and this all could have been avoided if the bank teller would have simply verified the signature on the application … (the thief’s signature was “Marc” with a “c” where the id he used had a “k”).
Update … my confidence in the system has been restored. Not only has my bank granted us a loan, but I eventually got the financing I needed for a second hand car. VW Golf GLS. They asked for every bit of documentation I have access to to prove who I am and what assets I have, but they came through.
Moral of the story time:
The moral of this story is don’t lose your identity. If you do lose it, go through the motions to get it back. File a police report and get a release form from the creditor acknowledging that you are not responsible. It’s a pain in the ass, but so are hemroids …
Out.